Finance / Blog / Topics - Independent Financial Advisor / Independent Financial Advice

Overview: Top ten foreign direct investments (FDI) in China – risks and opportunities

Konrad Wolfenstein — Tue, 03 Dec 2024 10:47:07 +0000

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Interact with money and finances? Digitalization changes how we humans deal with money - when money can be experienced digitally

Konrad Wolfenstein — Tue, 08 Oct 2024 23:53:46 +0000

The article Interacting with money and finances? Digitalization is changing how we humans deal with money - When money can be experienced digitally appeared first on Xpert.Digital .

Competition regulation with the Digital Markets Act (DMA) for Alphabet, Meta, Amazon, Apple, Microsoft, Alibaba, eBay, Netflix and others

Konrad Wolfenstein — Fri, 29 Mar 2024 08:10:45 +0000

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Rürup pension vs. Riester pension: The differences and who they are suitable for | Advice & Financial Advice | Search & Wanted Tips

Konrad Wolfenstein — Thu, 01 Feb 2024 10:46:56 +0000

The article Rürup pension vs. Riester pension: The differences and who they are suitable for | Advice & Financial Advice | Search & Wanted Tips appeared first on Xpert.Digital .

Sales development: Trade without e-commerce is no longer conceivable in Germany

Konrad Wolfenstein — Wed, 02 Feb 2022 02:13:12 +0000

According to the Federal Association of E-Commerce and Mail Order Germany (bevh), 99.1 billion euros were sold in e-commerce in 2021 - this corresponds to growth of 19 percent compared to the previous year. Gero Furchheim, President of[...]

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Consumer prices are rising, the current development: interest rate policy of the European Central Bank (ECB)

Konrad Wolfenstein — Sun, 14 Nov 2021 22:56:38 +0000

Xpert.Digital – Konrad Wolfenstein Xpert.Digital is a hub for industry with a focus on digitalization, mechanical engineering, logistics/intralogistics and photovoltaics. With our 360° business development solution we support well-known companies[...]

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Inflation: Energy prices are rising sharply

Konrad Wolfenstein — Wed, 10 Nov 2021 22:52:27 +0000

Consumer prices for household energy, heating oil and fuel have risen significantly since the beginning of the year. This is shown by the graphic based on the latest figures from the Federal Statistical Office. So the[...]

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Financial tips from the robo-advisor algorithm are rather unpopular

Konrad Wolfenstein — Fri, 05 Nov 2021 11:07:53 +0000

13 percent of people surveyed in Germany (3,055 respondents between the ages of 18 and 64) have already sought advice from a financial roboadvisor - although only slightly fewer than the[...]

The post Financial tips from the robo-advisor algorithm are rather unpopular appeared first on Xpert.Digital .

PDF library for wealth advice and investment advice – ETF advice / financial advice

Konrad Wolfenstein — Wed, 27 Oct 2021 16:56:38 +0000

PDF library: Market monitoring in the area of ETF financial advice and asset creation. Data is viewed at regular intervals and checked for relevance. There is usually some interesting information and[...]

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Advice: Independent financial planning – looking for financial advice or investment advice in Biberach, Memmingen, Kempten or Krumbach?

Konrad Wolfenstein — Sun, 24 Oct 2021 13:42:11 +0000

Independent financial planning In a survey, 68% of those surveyed said that they knew the Sparkasse as a provider of wealth creation. However, only 33% see the Sparkasse as a suitable partner[...]

The article Advice: Independent financial planning – looking for financial advice or investment advice in Biberach, Memmingen, Kempten or Krumbach? appeared first on Xpert.Digital .

How many billionaires are really self-made?

Konrad Wolfenstein — Sun, 24 Oct 2021 13:18:31 +0000

The Forbes 400 is a ranking of the wealthiest Americans. In order to get a place in the list, you now have to have a net worth of around 2.9 billion US dollars - in[...]

The article How many billionaires are really self-made? appeared first on Xpert.Digital .

The banks' negative interest rate strategy continues

Konrad Wolfenstein — Sun, 24 Oct 2021 12:45:35 +0000

Update - October 24, 2021: At the end of the third quarter, a total of 392 credit institutions are charging negative interest rates from their private customers. Of these, over 200 banks and savings banks have introduced negative interest rates in the current year.[...]

The postBanks' negative interest rate strategy continues appeared first on Xpert.Digital .

Financial planning: Independent advice – looking for financial advice or investment advice in Bellenberg, Vöhringen, Illerrieden or Illertissen?

Konrad Wolfenstein — Sat, 23 Oct 2021 14:00:47 +0000

Financial development and financial planning The financial assets of German citizens amounted to almost 7 trillion euros at the end of 2020. This consists of private insurance and securities assets as well as[...]

The article Financial planning: Independent advice – looking for financial advice or investment advice in Bellenberg, Vöhringen, Illerrieden or Illertissen? appeared first on Xpert.Digital .

Independent financial planning advice: Looking for financial advice or investment advice in Wiblingen, Elchingen, Nersingen or Erbach?

Konrad Wolfenstein — Mon, 18 Oct 2021 11:32:48 +0000

Things worth knowing about your financial planning How satisfied are you with your own investments at the moment? Do you actually know what the financial market is doing? Do you know the global gross financial assets of private households?[...]

The article Independent financial planning advice: Looking for financial advice or investment advice in Wiblingen, Elchingen, Nersingen or Erbach? appeared first on Xpert.Digital .

For independent financial planning advice: Looking for financial advice or investment advice in Ulm, Neu-Ulm, Dornstadt or Blaustein?

Konrad Wolfenstein — Mon, 11 Oct 2021 06:20:35 +0000

What you should know about your financial planning Do you actually know what the financial market is like? Do you know the savings rate in Germany and how satisfied the population is with[...]

The article For independent financial planning advice: Looking for financial advice or investment advice in Ulm, Neu-Ulm, Dornstadt or Blaustein? appeared first on Xpert.Digital .

Solar parking lot systems looking for financing? Solar carport construction or system planned in Gütersloh, Hildesheim, Moers or Neuss?

Konrad Wolfenstein — Fri, 20 Aug 2021 09:06:52 +0000

Solar carport – leave the financing to third parties Parking and generating electricity? Most of the time, open parking spaces are not nice. Here and there in the shade of a tree and maybe even a few concrete[...]

The article Solar parking lot systems looking for financing? Solar carport construction or system planned in Gütersloh, Hildesheim, Moers or Neuss? appeared first on Xpert.Digital .

Internet of Things – Endless possibilities

Konrad Wolfenstein — Tue, 27 Apr 2021 05:35:37 +0000

The Internet of Things opens up new perspectives for companies and investors - even if it is still uncertain how it will develop. The Internet of Things has been inspiring[...]

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Less fin, more tech – Less fin, more tech

Konrad Wolfenstein — Sun, 06 Sep 2020 21:50:33 +0000

The Swiss FinTech landscape has seen a shift from commission-based to more technology-driven revenue models in recent years. This is what the FinTech Study 2020 by the Institute for Financial Services Zug says, which [...]

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Wirecard share plunges to the bottom - Wirecard share plunges to the bottom

Konrad Wolfenstein — Thu, 25 Jun 2020 20:53:20 +0000

There is a 1.9 billion euro hole in Wirecard's balance sheet - money that apparently never existed. Too much for the payment service provider, who has now filed for insolvency. The anyway[...]

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German economy is blockchain latecomer – The German economy is blockchain latecomer

Konrad Wolfenstein — Fri, 03 May 2019 05:14:27 +0000

Only two percent of the companies surveyed for a Bitkom Research analysis work with blockchain applications - only in large companies with 500 or more employees does the proportion reach double digits. Those German companies that[...]

The postGerman economy is blockchain latecomer - The German economy is blockchain latecomer appeared first on Xpert.Digital .

Google blocks over 6 million ads daily – Google blocks more than 6 million ads daily

Konrad Wolfenstein — Fri, 15 Mar 2019 05:42:00 +0000

According to Google, it blocked 2.3 billion advertisements in 2018 - that's around 6.3 million per day. In total, the company introduced 31 new guidelines last year to prevent[...]

The post Google blocks over 6 million ads daily – Google blocks more than 6 million ads daily appeared first on Xpert.Digital .

The use of Bitcoin on the darknet is persistent despite the bankruptcies - Darknet Bitcoin Use Is Persistent Despite Busts

Konrad Wolfenstein — Thu, 28 Feb 2019 10:01:09 +0000

The dark web, the underbelly of the Internet where goods are illegally bought and sold using cryptocurrency, has proven remarkably resilient in recent years. The law enforcement authorities have […]

The post The use of Bitcoin on the darknet is persistent despite the busts – Darknet Bitcoin Use Is Persistent Despite Busts appeared first on Xpert.Digital .

The United States of Unicorns - The United States of Unicorns

Konrad Wolfenstein — Sun, 13 Jan 2019 09:19:12 +0000

Including N26, there are eight unicorns in Germany. This is the name given to listed companies with a valuation of at least one billion US dollars. Compared to the USA or China, this[...]

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Germany is now in the club of Fintech unicorns

Konrad Wolfenstein — Sun, 13 Jan 2019 09:12:28 +0000

The smartphone bank N26 is the first German financial technology company to be valued at more than one billion US dollars on the market. This means that the Federal Republic is now one of the countries in which[...]

The post Germany is now in the club of Fintech unicorns - Germany is now in the club of Fintech unicorns appeared first on Xpert.Digital .

The Tech Fair Calendar 2019 – The Tech Fair Calendar 2019

Konrad Wolfenstein — Wed, 09 Jan 2019 14:13:21 +0000

The Consumer Electronics Show (CES), which began yesterday in Las Vegas, is considered one of the most important showcases in the tech industry. CES 2018 attracted over 180,000 visitors - with less is[...]

The post The Tech Fair Calendar 2019 – The Tech Fair Calendar 2019 appeared first on Xpert.Digital .

Investors invest billions in new crypto coins – Investors invest billions in new crypto coins

Konrad Wolfenstein — Wed, 09 Jan 2019 14:06:58 +0000

The really big crypto coin hype is over. Bitcoin, for example, is currently only worth around $4,000, over $13,000 from its all-time high in December 2017[...]

The post Investors invest billions in new crypto coins – Investors invest billions in new crypto coins appeared first on Xpert.Digital .

934 dead digital currencies – 934 dead digital currencies

Konrad Wolfenstein — Wed, 09 Jan 2019 13:58:16 +0000

The success of Bitcoin has led to a global boom in digital currencies over the last two years. The coinmarketcap.com website currently lists over 2,000 active cryptocoins. Deadcoins.com[...]

The post 934 dead digital currencies – 934 dead digital currencies appeared first on Xpert.Digital .

Where to pay with Apple Pay and Google Pay – Where to pay with Apple Pay and Google Pay

Konrad Wolfenstein — Mon, 07 Jan 2019 08:52:26 +0000

You can pay with Apple Pay here Apple Pay has launched in Germany - a landing page with information about the service as well as participating banks, retailers and online shops shows[...]

The post Where to pay with Apple Pay and Google Pay - Where to pay with Apple Pay and Google Pay appeared first on Xpert.Digital .

Bitcoin crisis depresses electricity consumption

Konrad Wolfenstein — Tue, 27 Nov 2018 15:06:30 +0000

As recently as October, the Bitcoin Energy Consumption Index estimated Bitcoin's electricity consumption at over 70 terawatt hours (THw) per year. Parallel to the crash in the price of the most successful cryptocurrency to date[...]

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Bitcoin price falls below $5,000

Konrad Wolfenstein — Wed, 21 Nov 2018 08:32:58 +0000

According to coindesk.com, the Bitcoin price fell below the $5,000 mark yesterday. At its all-time high on December 16, 2017, one coin was worth $19,343. Strong price fluctuations are actually normal for cryptocurrencies[...]

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